Privacy Policy
A legal disclaimer
Effective Date: 03 March, 1992
Company Name: First Oriental Mindoro Financing Inc
At First Oriental Mindoro Financing, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you use our services.
1. Information We Collect
When you apply for a loan or use our services, we may collect the following information:
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Personal details (full name, date of birth, address, contact number, email)
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Government-issued IDs and other identification documents
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Employment or business information (income, payslips, COE, remittance records, business permits)
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Financial details necessary to evaluate your loan application
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Records of communications with us (calls, emails, chat, or online inquiries)
2. How We Use Your Information
We use your personal information for the following purposes:
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To evaluate and process your loan application
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To verify your identity and eligibility
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To communicate important updates regarding your loan
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To comply with regulatory and legal requirements
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To improve our services and customer support
3. Sharing of Information
We respect your privacy. Your information will only be shared under the following conditions:
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With government agencies and regulators, if required by law
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With our partner institutions (banks, payment centers, credit bureaus) for transaction processing and verification
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With service providers who assist us in delivering our services (under strict confidentiality agreements)
We will never sell or disclose your information to third parties for marketing purposes.
4. Data Protection and Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction.
5. Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes stated in this policy, or as required by law. Once the retention period ends, we securely dispose of or anonymize your data.